I am searching for another truck and I have not had a 5 ton...yet. I am in Michigan and I would like to know what insurance and carriers do people have and an approx yearly cost? Also, no cdl?... even though for private fun use! What about driving by weigh stations or weigh masters? Any input will be appreciated.
Regards,
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Too many vehicles to list and lots of parts!
I am in Massachusetts and I have Grundy on my 5Ton. I have the truck insured for actual cash value, $7500, and it costs $134 a year. No milage restrictions, but it can not be used commerically and must be kept in a locked garage. I have a CDL but have never been through a weigh station with any of my trucks.
TedG, in Maine as long as its tagged historic/special interest or antique there is no cdl needed....still checking into insurance. Not sure about the weigh stations, I try to stay away from em......
I had State Farm for my 5 ton tractor and lowbed. Libility only was $300 or so every six months, and they covered whatever trailer I had hooked, as I have two M313s also. Was personal use only. I went ahead and got cdl, haven't been where any weight stations are. Brakes are out now and working on a deuce so suspended it for 6 months.
Continental Western covers mine for $56 a year full coverage ($3000) must be garaged , covers trailer too ! 2500 miles a year . I have a CDL but I never stop at weigh stations as mine is plated historic . When I drive by weigh stations they dont give me a second look .
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1957 M52
1971 M750
S250 shelter
Army Aerostar
Hey Ted. I am not shure about Michigan, here in Texas, anything over 26,001 lbs GVW has to have Class B and a Class A if combination with trailer. But I am like most guys on here. I don't think most law enforcement will give you any flak. In Texas, the only people that might give you a second look would be the Texas Highway Patrol, license and weight fellers. Theres not much much that gets by them, but they are stretched pretty thin. As far as insurance, I had Farm Bureau several years ago on a 71 deuce that I owned and it was like $100 year??? to the best of my reccollection. Hope this helps bud..
Thanks everyone for the great responses. I went and looked at an M813 today that is for sale and it's good to know the approximate after purchase costs and paper work...Again, thanks.
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Too many vehicles to list and lots of parts!
I got a "special/parade" policy from my State Farm agent. They wanted a pic, as it had to be restored to close to what it is supposed to look like originally, no mention of miles driven, but they did want a reading of mileage, no business or commercial use. No mention of garage, anything pulled is covered. I think it is $75.00 a year. I have my 5 ton, MUTT, and Gama Goat covered with the same type of policy. I shopped all around. I actually had Progressive, but learned that they were shafting me!!!
According to MDOT- Any resident who intends to operate a vehicle having a gross vehicle weight rating of 26,001 pounds or more needs a CDL.pg 4 of the Michigan Commercial Driver License Manual.But on pg.7 under CDL exemptions it states- Individuals operating motor homes or other vehicles used exclusively to transport possessions or family members,for non-business purposses are exempt.I would go to your local Sec.of State and talk to the most informed employee there.You might need to get one.as for the Insurance ? have not crossed that bridge yet.good luck
5 ton insurance
