5 ton wv state farm policy eating me up, any good antique insurance out there

I have a West Virginia !983 5 ton M925 which is registered as a West Virginia antique vehicle for plates but State Farm insurance will not issue antique insurance for anything bigger than 1 ton trucks.

I am not hauling, need no CDL even with air brakes , but commercial insurance for liability running $60-70 a month which I think is high?

Any buddy have a Deuce or 5 ton in West Virginia with parade / limited use insurance that does not require putting the beast in a garage that is cheaper than State Farm??

Need help on price or will have to panhandle for insurance. Any Ideas ? Thanks Mark

I have State Farm and I have mine under A Classic Insurance Policy and that's what mine costs every 6 months! I had to have photos taken and I specifically stated that it was not a daily driver and only needed Liability. I also have a deuce and that might be why. I think State Farm can only go up to a certain weight limit. You might want to ask if its because of the high weight or because of the Air brakes. I know each State differs, but I would look more into it.

I have state farm on my deuce, It required a commercial policy ( I am B plated ), liability only but it only cost me 215.00 a year. You might want to check with another agent mine had to call the main office to figure it out, but they will insure it and they wanted pictures.

I went with Gulfway. Agreed value. Comp and Collision and good amount of liability for $287 a year. No garage requirement.

Carol Smith
Gulfway Insurers of Hudson Inc
12701 U S Hwy 19
Bayonet Point FL 34667
Phone (727)863-5451 or (800)940-5010

Fax (727)862-3003

Counting the posts guys I now know why the mods are so gummpy,did you do any search at all . I am fairly new here and I knew not to start a insurance thread when I got my 5 ton . Read a little then if you can't find ask a couple of the guys with 5 tons. I am certain they will be glad to help. I have a comercal policy on mine, have no limits ( Dont care for limits I can't drive 55 )

I have a collector policy from AAA in Utah that is full coverage on agreed value of $10k, cost me $150 a year, no garage requirement or mileage limits.

I have a collector policy with AAA here in Utah. It is a full coverage policy with a $10k agreed value, no garage requirement or mileage restrictions. It cost me $150 a year. I bet this thread is closed before the day is over.

Kenm352a said:

Counting the posts guys I now know why the mods are so gummpy,did you do any search at all .

Click to expand...

Funny and true.