Deuce Insurance Prices - How much do you pay?

USAFSS-ColdWarrior said:

Agreed - Any INSURANCE discussion is moot without STATE of residence or use factored in.

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Or without payout numbers. I could get a lower cost policy but I want insurance that will pay the cost accrued if I have to use it.

I like my house.

American Insurance 103.00 a year full coverage just renewed

Katahdin said:

1. 1966 M109A3
2. Full
3. Commercial Policy written for Antique and Personal Use. The Commerical Policy is required due to the weight/size of the vehicle.
4. $27.49/month
5. State Farm
6. Maine
7. A State Farm Commercial Policy does not count towards their multi-policy discounts for home and auto.

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Thanks close to the price that state farm had quoted me mine was some
where between $27- $33 a month there easy to deal with.

did anybody living in louisiana get a high price

1. What Year and Type of Deuce? 1971 M35A2
2. What kind of Policy? Full Coverage - $0 Deductible
3. Is it under a standard policy or an "antique car/truck" policy?Specialty Vehicle Policy-Agreed Value $6500.
4. What does it cost per month? $150/6-months = $25/mo.
5. What Insurance Agency/Company? Gulfway
6. What State is the Insurance Company in? Florida
7. Do you have other policies through the same company which gets you a "multi policy" discount? No
Restrictions: Must have another daily driver vehicle and insurance for same. Not required to be garaged. No mileage restrictions.

1971 M35a2, State Farm, Full Coverage/Full Tort with lowest deductibles, $29/mo, and it's registered as a class 8, multi-car discount (7), "pleasure vehicle" under 7,500 miles anually.

44.00 a month through Commonwealth Premium Finance. It's commercial insurance but it seems to cover more than regular auto does

Dumb question...

Does commercial insurance force you to buy commercial plates and deal with DOT?

Heath_h49008 said:

Dumb question...

Does commercial insurance force you to buy commercial plates and deal with DOT?

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TEXAS Specific Answer:

NO.

Can't speak for the other states.

For West Virginia no. But my vehicle is B rated due to its weight class which is just a touch under needing a CDL.

At least include the Basics:
1. What Year and Type of Deuce? M35A2, M543A2
2. What kind of Policy? full
3. Is it under a standard policy. commercial
4. What does it cost per month? $38
5. What Insurance Agency/Company? Farmers
6. What State is the Insurance Company in? NY
7. Do you have other policies through the same company which gets you a
"multi policy" discount. no

Well I just had the first insurance company call me back with a quote:

1. What Year and Type of Deuce? M35A3
2. What kind of Policy? Quote for Full Coverage & Liability 3. Is it under a standard policy or an "antique car/truck" policy? Standard - Actual Use (not parade only etc)
4. What does it cost per month? Full Coverage Quote $118.50/month - Liability $83.33/month
5. What Insurance Agency/Company? Fountain Insurance
6. What State is the Insurance Company in? Indiana
7. Do you have other policies through the same company which gets you a
"multi policy" discount? NO

Still waiting on a call from AllState, which is who we have another vehicle with. And I am going to call State Farm today too. Hope to find better prices than these...

1993 m35a3, state farm, full coverage no restrictions commericial vehicle for noncomericial use, $63.00/ month.

Haven't picked up the 1975 M35A2 yet but checked with my insurance agent, she located American Collectors Insurance and was quoted about $80 a year. They have a website and you can get a qoute online. Insurance for Collector Cars and Collectibles | American Collectors Insurance

just curious, what do you all register your Deuces as when you register them with the DMV? Does what you register it as have any impact on insurance prices? I know that some deuces are registered as flat bed trucks.

My M109A3 is registered as a "van."

That's with antique auto plates and the pre-mentioned State Farm commercial insurance policy.

Registered as a very heavy pickup. Commercial plates at 440.00 dollars a year. May try to register it as an RV next year.

Hope this is not too off subject. Specifically, but not limited to Texas, who says what the vehicle is, A "van", "truck", "commercial"? Does the clerk actually get up and walk out and look at it and then make a determination? Though I doubt it. Do they ask you what it is? I figure if I say M35A2 they are not going to know what I'm talking about and just look at the weight and determine it's commercial. I don't have a CDL and am not going to use it for commercial use but I figure if the DMV clerk makes up her/his mind it is commercial I'll just have to live with it and pay the exorbant registration amount.