The problem you guys are missing when you pull 12 volts off one of the batteries is the fact that the stock 24 volt alternator is putting out 24 volts.....the ONLY way it can charge the batteries the same is IF both batteries are being drawn from the same.....just in case anyone asks......YES BOTH batteries should be the same, by that I do mean they should both be the same CCA and the same draw rate...if not they will charge different, one battery will inevitably get charged more than the other one.....that is where you end up "killing" one battery, it will either be the one that never gets charged enough, or the one that is always being over charged.
You WON'T get 24 volts from all terminals....only the first and last terminal in the series....If you measure from the first battery than yes you are correct and will get a 12 volt reading(13)
Again the best way to get 12 volt is one of 2 ways....ONLY.....a second 12 volt system or a voltage step down....I don't like the term "converter" as in this case it is miss used, it doesn't "convert" anything it reduces the voltage....a converter is what you use to "convert" from ac to dc and vice versus.
Many will argue that you can just tap off and get a perfectly usable 12 volts....you will get a useable 12 volts.....however you ARE doing harm to your battery bank if you do this.....however small, it will lead to a shorter than useable life of a battery.......is the trade off worth it to you for what you are going to do with your truck? that is for you to decide....but I can tell you, the day you happen to have one of the batteries DIE and leave you with a 7 ton paper weight at the most in-opportune time is a total kill joy...plus you are back to the buying 2 batteries again, not just the one you killed....the damage to the second battery WILL lead to another shorter than designed life of the new battery....