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well, I'm not advocating you lie by any means, but I'm saying a) don't give them any more information than you need (for example, don't say it's a commercial cargo truck, or cargo hauling truck, etc., I missed a few policies for saying it was a cargo truck) If they ask what the GVWR is, tell...

after calling about 5 local companies, even my own insurer for everything else, they were total idiots. Like you, they all told me it would be a commercial policy. Just whatever you do, don't tell them it's got three axles, just say it's an old Jeep flatbed, maybe that will help. These people...