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Progressive Commercial on a Deuce I am paying about $900 with no restrictions on usage in NY. Less than I was paying State Farm. No fancy coverage. Odd that they quoted so high but who knows how they look at this stuff area by area.

I went the same route after investigating Hagerty. Too many restrictions. Costs more but worth it for me to do what I want or might want to do without having to worry about not being covered if something goes wrong.