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No insurance companies don't work that way, They cut you a check for the replacement cost of the trailer if they can find one. When new my 101A2 was $7500.00 Now with the receipts and time I have in it The replacement cost is $2000.00 . My adjuster would see the reciepts and cut me a check for...

Booze involved, It is always someone else that pays the price " your trailer and the dog" I would put it into the insurance company as a hit and run then go from there. I would get a 1102 to replace the 101A2. An upgrade and make him pay for it.