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That's about what mine is with them. $500k liability and full coverage. I used to have a commercial policy with a regional company here in TX but it was $75 a month for liability only.
That's the definition for standard insurance policies but "Garaging" for classic vehicle insurance means it is "Garaged in a lockable structure." Or you sometimes see the wording as "Stored in..." Again, people need to read their policy. Just because someone tells you something doesn't mean...
The main reason I went with Gulfway was to get full coverage with no garaging restrictions. The Agreed Value of my deuce is $8k so if it's stolen, fire bombed, vandalized to the point it's totalled, or a plethora of other things, I'll get $8k (less the deductible). Of course if it's repairable...
First and foremost to remember when dealing with an agent is that they are salespeople. They just want to make the sale and let someone else worry about whether it's right or not later.
Whoever you get you policy through you need to read it. The place to see whether your vehicle is covered...
I have Gulfway (deuce, MKT, M37) all agreed value (meaning I set the value not them) with $500k liability and comp/coll policy. No garaging requirements. $550 for all 3 vehicles for a year.
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