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I am surprised that state farm would not insure your M1028. They had no problem with my deuce. I agree with you about "cheap" insurance. You really need to pay atention to the limits on your policies. Sometimes they get the cost down by lowering the limits. You get what you pay for.

State Farm has my deuce. No restrictions. $80 for 6 months. Comercial policy dept. for personal use because of the weight. Don't buy specialty car insurance, they want it indoors and only driven on special ocasions. Get regular insurance and drive the heck out of it.