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Originally I had just removed this entire thread but I changed my mind.
Yes, there was some information in it but for the most part it does what all insurance threads do, degrade rapidly.
Funny thing, I got the PM, I added a little warning to the sticky but I just checked again and one thing...
Every time I get a ticket I try to shake their hand and thank them for doing their job.
I still want to take my 813 through a DUI checkpoint some night.........