You really have confused yourself, huh? A 5,500 lb trailer weighs 5,500 lbs. It doesn't have a payload of 5,500. Its gvw is 24,000 lbs. It is a 10 ton equipment trailer. Its rated payload on its build plate says 18,500 lbs. 18,000 on a trailer rated for 18,500 payload puts me 500 lbs underweight...