No Garage, Need Insurance

[yeager1]

Talked with Geico Commercial, $836 for 12 months with NO restrictions and a GVWR of 25,999. I can haul anything up to 26k, anywhere, anytime, any distance. Can use it for camping, hunting, towing, whatever; they don't care. No storage restrictions either.
$70 a month to be able to use your truck however you want AND still be covered.

**Also, when looking online a other peoples rates, please note that state laws can make one state easily 2x cost over another.

 

[Divemaster920]

With Insurance Crecit Scores counts for a lot.

 

[ohnuts]

Geico flat turned me down. But I got stone walled behind an agent with a chip, or was that me? Will call and ask for Geico commercial and just skip the normal agent route.

 

[yeager1]

Geico flat turned me down. But I got stone walled behind an agent with a chip, or was that me? Will call and ask for Geico commercial and just skip the normal agent route.

Yep, Geico non-commercial turned me down too.
The nice thing about a commercial policy is that your truck is not the exception to the norm that an adjuster will be ready to deny coverage to if you have some lumber or a tent in the back of or.... To them it's just like any other truck they insure regardless of your load or use, and why would you even own a deuce if you can't haul/tow anything??? (unless you're a collector who does fit with Gulfway or someone else for less money with the restricted use)

 

[crazyfool]

i have state farm costs only 75. per year

 

[ohnuts]

Hello Crazyfool is that collector of commercial ?

 

[ohnuts]

Yeager how did your recovery go from Iowa? I took the paper that had your truck on it fut was usherred in and out on the trot.

 

[yeager1]

Yeager how did your recovery go from Iowa? I took the paper that had your truck on it fut was usherred in and out on the trot.

I had to postpone it until this week. So they usherred you in and out? How did it go?

 

[sixfeathers]

has anyone tried geting insuramce thru Nationwide? Hell theye say they are on your side.. We will see..

 

[sixfeathers]

Nationwide Auto will cover a MV Deuce for. me it costs 88.00 per month.. Steep but no restrictions. But will only cover Liabilty. Not full coverage.. No big deal.. You guys want contact info:

Nationwide Auto Insurance
1-866-304-9005 ext.5467.
Ask For Melissa..

Have a good day..

 

[yeager1]

With Insurance Crecit Scores counts for a lot.

For commercial policies they do not pull any credit information at all. Got the Geico commercial today. $836 for 300k of coverage

 

[DieselBob]

For commercial policies they do not pull any credit information at all. Got the Geico commercial today. $836 for 300k of coverage

If you don't mind me asking, what GVW did you give them.

 

[yeager1]

if you don't mind me asking, what gvw did you give them.

25,999

 

[crazyfool]

i told them 13050 empty 23000 gvw

 

[crazyfool]

i also get a price from nationwide for 105. per year i have with state farm 5 other vehicles plus my home

 

[ohnuts]

Hello Yeager1

The M185a2 drove like a champ and may need a drivers door if I dont figure out the door first. Had one tire low and the truck ran great all the way to Indianapolis. Nine hour trip with no problems.

 

[ohnuts]

Tried Geico again and they said unless the truck is used in a buisness they will not go commercial?

 

[sixfeathers]

I spoke with Allstate Auto. And opened my policy with them . Since I have my three other vehicle insured with them they decided to carry the ZDeuce . My payment is 476.00 per year. Alot better than others.. only restriction is I cant use for commercial hauling. but I had no plan 2. Happy today.. Now to learn how to drive the thing..

 

[powerhouseduece]

I spoke with Allstate Auto. And opened my policy with them . Since I have my three other vehicle insured with them they decided to carry the ZDeuce . My payment is 476.00 per year. Alot better than others.. only restriction is I cant use for commercial hauling. but I had no plan 2. Happy today.. Now to learn how to drive the thing..

Well that's good to hear!! now to take a truck off my policy!

 

[elkhunter]

I went with Gulfway which is Travelers commercial insurance and a collectors application (no commercial usage) qwith an agreed value of $6,000. liability of $60,000,$5,000 medical,$50,000 comp and collision with a $1,000 ded for a premium of $149.00 a rear. You fill out a safety inspection report which is done by you. Not required to take it to take it to a vehicle inspection site! Also need some pictures, copy of your personal auto insurance,drivers license , a commercial license is not required in Montana for vehicles under 26,000 lbs. Also a copy of registration, titlt or bill of sale. Also a application or permission to check your drivers record. No garage required. No drivers under 21. All for $149.00 a year. Hope this helps!!!